If you have ever received a phone call from a debt collector you know that it is a stressful and embarrassing situation. To make matters worse, many people receive harassing and abusive phone calls from creditors trying to collect unpaid debt. No one deserves to receive these threatening phone calls and the Fair Debt Collection Practices Act attorneys at Suburban Legal Group can help you put a stop to them.
There are laws in place to protect debtors and at Suburban Legal Group we make sure your rights have not been violated. No one should put up with harassing phone calls from debt collectors, you don't need to handle them alone!
When you work with the Suburban Legal Group Fair Debt Collection Practices Act attorneys, we will advise you to refer all creditors to us! We will field all future creditor calls and evaluate every correspondence to ensure there has been no violation of the Fair Debt Collections Practice Act!
Not sure what type of behavior is allowed in debt collection tactics? Here is a segment of the items covered by the Fair Debt Collections Practices Act.
Abusive Language – No one can use abusive or profane language when contacting you to collect a debt.
Timing – Debt collectors are not allowed to call you during the early morning hours or late at night. They are also not allowed to contact you at work unless you previously allowed it.
Unfair and False Claims – Debt collectors cannot make false statements while trying to get you to pay your debt. They also may not threaten arrest or legal action that is not permitted. Debt collection tactics can be tricky which is why it is important to have the proper representation.
Garnished Wages – A debt collector cannot garnish your wages without going through the proper legal channels.
Ultimately, you should not hang up the phone with a debt collector and feel abused or threatened. The harassing phone calls will not help you pay your debt down any faster, in fact it can cause unnecessary stress and make it hard to focus on your daily life. Don't suffer through another stressful debt collection phone call. Reach out to a Fair Debt Collection Practices Act attorney in Chicago today! We will take those phone calls for you and help you sleep better at night!
Don't put up with anymore abuse! Contact Suburban Legal Group today and call 1-888-621-2523!
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Get The Facts:
Did You Know?
Debt collectors may only call between the hours of 8:00 am and 9:00 pm.
Causing the telephone to ring repeatedly is considered harassment.
A debt collector is not the same as a creditor.
Debt collectors can talk to your spouse without your consent.
*Facts from the University of Delaware
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