The Fair Debt Collection Practices Act (FDCPA) was passed in 1978, but a recent court case may impact how the law treats some mortgage servicers and other financial entities. The U.S. Court of Appeals for the Eleventh Circuit upheld a lower court’s decision on the communications made by debt collectors to third-party print vendors. According […]
What is the Fair Debt Collection Practices Act?
Often abbreviated as FDCPA, the Fair Debt Collection Practices Act is a law that guides the behavior of third-party debt collectors who attempt to collect money for their clients. The FDCPA rules of debt collection apply to debts like medical bills and auto loans, but they don’t affect business debts. What Does the FDCPA Say […]
Is It Possible to Negotiate With Debt Collectors & Creditors?
No one wants to get into financial trouble, but there are many reasons the average person may get into trouble with a creditor or have a debt sold to a debt collector. Medical bills, the loss of a job, poor financial decisions, and economic turmoil can turn a person’s bills into an unsustainable mess where […]
What’s NOT Covered by the Fair Debt Collections Practice Act
If you’re experiencing harassment from a debt collector, you may decide it’s a good idea to explore the provisions of the Fair Debt Collections Practice Act to see if your debt collector has made any FDCPA violations. While you may feel inundated by phone calls and mail, the actions taken by a debt collector may […]
