Filing for bankruptcy is rarely a decision that feels “good,” but there are some choices that can make filing for bankruptcy a less stressful experience that will result in the most advantageous result. Filing for bankruptcy requires much more than filling out a simple form and submitting it for approval to a judge. The process […]
Losing a House in Bankruptcy
Losing a home in bankruptcy is a traumatic experience, but it doesn’t happen every time in every bankruptcy case. You may wish to speak with a real estate lawyer to discuss your options for bankruptcy, as well as to understand the likelihood of losing your house after filing for bankruptcy. The good news is that […]
Is Bankruptcy Right For Me?
Have you been asking yourself, is bankruptcy right for me? You probably have many questions about the law if you’re thinking about going through a complex legal process, such as filing for Chapter 7 bankruptcy, foreclosure, or if you have Tax or IRS issues. You are not alone. Such legal issues are complicated and many people […]
6 Common Chapter 13 Bankruptcy Questions
Do you have a job but are struggling to meet financial requirements and falling behind day by day? Are you making too much to qualify for Chapter 7 Bankruptcy? Chapter 13 Bankruptcy may be the right option for you to keep your home and assets while paying off your debt in a managable way! Want to […]
Chapter 13 Bankruptcy Guide
Declaring bankruptcy means getting quite familiar with a mountain of paperwork, and there are two different options for bankruptcy that you might need to consider: chapter 7 bankruptcy or chapter 13 bankruptcy. The simplest way to understand the difference between these two options is that chapter 7 bankruptcy sells your assets to cover your debts […]
When to Declare Bankruptcy
If you're considering filing for bankruptcy, you're probably already experiencing harassment from creditors, the prospect of foreclosure if you own your home, and having difficulty paying for basic needs. So how do you know when to declare bankruptcy and when to consider other avenues? You'll want to begin by looking at all your options and […]
Don’t Make These Common Bankruptcy Mistakes
Filing for bankruptcy is an emotionally difficult task, and it requires a deep look into your finances, debts, assets, and almost every facet of your daily life. Emerging from bankruptcy often means taking a strict approach to your budget, but the process can help you get a fresh start after a devastating financial issue like […]
Using Chapter 13 Bankruptcy to Save Your Home
If you’re struggling with mortgage payments and foreclosure is looming on the horizon, you may want to turn to Chapter 13 Bankruptcy to save your home. Filing for Chapter 13 Bankruptcy allows a debtor to make payments on outstanding debt, including mortgage payments, over a period of up to 60 months. Successful admittance into Chapter […]
Ditch That Second Mortgage And Get A Second Chance With Chapter 13
The opportunity to get a second chance is what bankruptcy is all about. People who are pursuing Chapter 13 bankruptcy understand this, but what they often do not realize is that Chapter 13 could actually help you eliminate a second mortgage. Nolo.com offers the following concise explanation of how this works: “Chapter 13 may help […]
